Clarke Family Funerals

(24 Hours) 1800 68 69 85

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Frequently Asked Questions

What is a pre-paid funeral?

When you pre-pay your funeral, you purchase your funeral service at today's prices with the funeral director of your choice. You and your funeral director will determine your funeral requirements, which will then be formally documented in a contract. This can relieve an enormous amount of emotional and financial strain from your family.

Planning your funeral can simply begin with a discussion with your family about the various arrangements you may require. A sensible time for this is when you are determining your Will. Through an honest discussion, you can ensure that yours and your families wishes are considered. Your family will also be aware of what is required of them when the time comes.

Why pre-pay my funeral?

Your family
The most important reason for making your arrangements in advance is to relieve your family of the emotional and financial task of organising your funeral. With so many decisions to be made, it makes sense to make these decisions in a relaxed environment, through a plan which your family will appreciate.

Financial advantages
A pre-paid funeral plan also provides you with several financial benefits. Your funeral arrangements will be purchased at today's prices and you will not need to pay any more even if prices rise. If you wish to change your arrangements however, additional costs may be involved.

Protection against inflation
It makes a lot of sense to purchase your funeral at today's prices, when you consider the long term effects inflation can have on the price of so many goods and services.

Exempt from Government Income and Assets Test
Your pre-paid funeral is also exempt under both the Social Security Pensions' Assets and Income Test, and exempt under the new extended deeming provisions. This can provide many pensioners with an opportunity to maximise their pension entitlement (Under current legislation at time of printing)

Peace of mind
We all have special wishes as to how we would like to be buried or cremated. Pre-planning your funeral gives you the opportunity to attend to these details confidently, without any unnecessary pressure. Your family will know that your funeral will truly reflect the way you would like to be remembered.

How can I make payments?

Payments can either be made as a lump sum or by regular contributions. So that we can guarantee you receive the service outlined in your plan and to guarantee your fixed price funeral, full payment will need to be made.

How is the money managed?

Your pre-paid funeral funds are invested in your name with Lifeplan Funeral Plan Management.  We do not hold the money for you are receive payment until a funeral service is required.

Choosing the best funeral plan for you.

When choosing the funeral plan that best suits your needs, your decision should not only be based on price, but most importantly the quality of service provided, the personalised attention provided to you and your family and the reliability that your agreement will be adhered to when the time comes.

What if I die away from home?

If you are travelling within Australia when death occurs, your family will need to contact our funeral home immediately, so that we can make the necessary arrangements to assist with your safe transfer. Some additional costs for transport may be required. You can elect to take out travel insurance with your prepaid funeral or bond.   This cover will compensate for any transportation costs incurred, whilst outside a 70km radius from your residential address (within Australian coverage only).

What legal documents will I receive?
As part of a pre-paid funeral arrangement, you will receive a funeral contract, which lists all the prearranged services agreed upon.

You will also receive a copy of your Certificate of Membership confirming the registration of your policy.

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